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HomePersonal FinanceCredit CardsAria Visa Card (Providian Bank)
Aria Visa Card (Providian Bank)

Aria Visa Card (Providian Bank)

Overall Rating: Product Rating: 2.5
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Product Rating:Product Rating: 2.0
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Aria Visa - Now "GetSmart" Visa

by LisaDo Epinions Most Popular Authors - Top 200, Jul 17 '01
Pros: Even with bad credit you can get this one.
Cons: Interest rate is super high!
I applied for this card online while doing my rewards programs one day. I forget which rewards program I was doing, but it gave you cash for applying for an Aria Visa card. I thought, ok. It says get cash to apply, so you don't have to be accepted. With...
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Product Rating:Product Rating: 1.0
 

Dear Providian: I'm really NOT this stupid!

by Skeptic , Mar 10 '00
Pros: none--STAY AWAY from Providian!
Cons: outrageous APR and fees; "rewards" will cost you
This epinion is *not* for the Aria card, but for the Providian Platinum visa (this seemed like the best place for it, since we're talking about the same bank).

Once in a while I get a credit card offer so insulting to my intelligence that I...
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Product Rating:Product Rating: 4.0
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I guess I am one of the few

by jnbmom , Jul 31 '00
Pros: easy to apply, no fees, good interest rate
Cons: not to giving with credit line increases
I have read numerous reviews on the Aria card from Providian and most of the time they are pretty negative, and people have given their experiences with this card and I can see why most are displeased, based on their stories. I on the other hand have...
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Product Rating:Product Rating: 1.0
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Aria Visa is now GetSmart

by teskue , Mar 14 '02
Pros: Lots of Credit Line increases
Cons: Not an Honest Company, Staff is not knowledgeable of products, telemarketing
I signed up for an Aria Visa card in 1999. The first problem reared it's head after my first anniversary. They send me a note saying my credit line will be increased. And, if I would like an even better increase I can pay X amount to get it. HUH?...
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Product Rating:Product Rating: 3.0
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Take the Good with the Bad and you've got my Aria card...

by box543 , Jul 18 '00
Pros: great customer service
Cons: website services need work
I've had my Aria Platinum Visa since November 1998 or so. I originally applied for it because my Visa through my credit union was being transferred over to FirstUSA and I had a bad experience with them. (The exact reasons for switching would best be...
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Product Rating:Product Rating: 5.0
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Good Credit Builder

by BlackBear Epinions Most Popular Authors - Top 500, Mar 10 '00
Pros: Great additional programs
Cons: Has a yearly service charge
A few years ago, my credit had been hurt when I suddenly found myself without the government paid funds from college GIBill, student work study program through the VA and VA Disability Payments for almost four months. These three things were my sole...
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Product Rating:Product Rating: 3.0
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Providian's Aria VISA is acceptable if you're careful

by afranquemont , Sep 26 '00
Pros: higher initial limit than other sub-prime cards
Cons: higher interest than other sub-prime cards, indifferent service, poor billing practices
I suppose I chose to get an Aria card for the same reason that many, many other people do -- namely, even with my bruised credit rating, they'd give me a card, and you have to have credit to rebuild it.

On the plus side, the Aria card offered...
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Product Rating:Product Rating: 1.0
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Don't you just love being ripped off?

by Kaleb , Mar 09 '00
Pros: Easy to get a credit card!
Cons: Who wants a credit card from a company that commits credit fraud?
Like many of us, the answer is simple...No! Nobody likes being taken advantage of.

How I know Providian is a scam:

Who else better knows Providian than a past employee of Providian National Bank? I worked as a...
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Product Rating:Product Rating: 1.0
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BEWARE

by kyhiera , Feb 13 '01
Pros: Nothing more than the general for any other credit card.
Cons: More trouble than it's ever been worth and suspicious charges.
Why oh why oh WHY did I ever bother to sign up for this da**ed credit card anyway??

In the Beginning

I launched myself out into the great, wide world and landed here, on this rock they call Oahu. With a trajectory like that,...
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Product Rating:Product Rating: 1.0
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The Cards Good For Scraping Bird Sh!t Off Your Car Window!

by galileo365 Epinions Most Popular Authors - Top 1000, Apr 26 '00
Pros: You can apply online and access your info via the net
Cons: They will lie and rip you off
I applied for and received the Aria platinum Visa card almost a year ago, and I'm regretting every minute of it. When they called me to verify my information, I was told by the representative that my balance transfer APR would be at 12.9%. When I heard...
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Product Rating:Product Rating: 5.0
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Providian VISA (not aria)

by crazym3 , Apr 05 '00
Pros: Total Success!
Cons: Takes 3 months for a line increase!
Total Success!

Many of you know how difficult it is at 18 to get good credit. Well, I have found one of the best credit plans available! I have had my Providian VISA card for almost 4 months now, and my credit limit is over $1,700. Although...
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Product Rating:Product Rating: 1.0
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don't waste your money

by amandal , Apr 20 '00
Pros: uh.....the card is cute?!?!?
Cons: The whole deal!!!
I battled the problems of no credit for a very long time. All I wanted to do was establish some credit for myself, I soon learned this is very difficult! I tried everything I could think of, and finally after my two year battle I discovered Aria. My...
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Product Rating:Product Rating: 1.0
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Had to file a complaint with BBB--DON'T get this card!

by BettyKat , Mar 15 '00
Pros: NONE!
Cons: poor customer service--oh yeah, and you'll have to file a complaint with the BBB to get any action!
Don't sign up for this card! I got suckered in, but I'm writing this to save everyone else....

I have pretty good credit, and saw an ad online for the Platinum Aria card. 0.00% for 3 months, and then 2.9%! How can you go wrong? I knew I'd...
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Product Rating:Product Rating: 1.0
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Have to be dumb, to get "Smart"

by daytrader1 , Jan 24 '02
Pros: Pro's at seperating you from your money
Cons: Yeah, There Cons also
Writers Note

As all of you know who are familiar with my writing, I have already written a review on "Providian Gold Visa". However, I have lately been receiving a barrage of mailings and solicitations from Providian to accept an offer...
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Product Rating:Product Rating: 4.0
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Perfect for the Jedi who rarely carries cash...

by tattooedjedi Epinions Most Popular Authors - Top 1000, May 24 '00
Pros: great, easy to use web site that provides online statements
Cons: high interest rate if you build a balance
I have written several articles on the various addictions I have to buying stuff. As a Jedi, I always have to carry my lightsaber with me. In doing so, sometimes I forget to carry cash. In order to go on my various spending sprees, I often times rely...
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Showing 1-15 of 78 reviews Page 1 2 3 4 5 6 - View all Next



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