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HomePersonal FinanceCredit CardsE.Card Platinum Visa (First USA)
E.Card Platinum Visa (First USA)

E.Card Platinum Visa (First USA)

Overall Rating: Product Rating: 3.0
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Product Rating:Product Rating: 5.0
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Better than good as gold. This baby's PLATINUM!

by cgjerome Epinions Most Popular Authors - Top 1000, Jun 05 '00
Pros: You can pay your statements online; rewards for online shopping; no telemarketers
Cons: The "fixed" 9.9% APR wasn't exactly fixed.
I'll start right off by saying I have excellent credit. So if your credit is less-than-perfect, you may not be able to get the sweet 9.9% APR* deal I got with the e.card. But for those of you who've been closely monitoring your credit history, you...
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Product Rating:Product Rating: 4.0
 

Never turn down cash back!

by CrazyTim , Jul 07 '00
Pros: On-line fraud guarantee, cash back
Cons: We don't get to select the merchants
Greetings,

I just wanted to share my experience with the e-card. I agree that I was enticed by the 5% rebates (on select on-line merchants). I already have a GE Rewards card (now also administered by First USA) that pays up to 2% cash...
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Product Rating:Product Rating: 4.0
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Web Site Experience:

Low Rate- Simple Online Rebates

by dkarmol , May 25 '00
Pros: Low rate- rebate program
Cons: typical big bank problems
This is the only credit card I now carry (except for American Express, which I use strictly for business purchases). I signed up online, to take advantage of the teaser rate, but this card also offers a fixed rate on balances. My fixed rate is 9.9%, but...
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Product Rating:Product Rating: 1.0
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Rebates program terminated without notification from First USA/Bank One

by fern_opinion , Sep 22 '02
Pros: 5% rebate
Cons: Terminated -- FIRST USA/Bank One automatically switched me to a no cashback/rebate program!
I have been an e-card holder. Recently, I received a replacement card without the e-card logo. Since I did not recognize owning such a credit card, I called the customer service. During my first call, I was told this is the same as the e-card program,...
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Product Rating:Product Rating: 4.0
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no more sweating over e-purchases for me

by mad-scientist , Sep 09 '00
Pros: Low intro rate for balance transfers
Cons: $50 service fee for balance transfers
I began my hunt for a new credit card about two months ago when I realized that the APR on my Discover card was 24%, with a portly sum for a balance I felt as if I had to remove the parasite before it sucked me dry. So after much reading of microscopic...
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Product Rating:Product Rating: 3.0
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Use this card for specific online purchases

by fs2001 , Mar 08 '01
Pros: Highest rebate rate on some online purchase. Online bill payment
Cons: Very Limited stores you can get rebate
This Card offer a generous 5% rebate rate, which is the highest on the market. There is also no limit on the rebate you can get.

The catch is that you can only get this rate on purchases from selected online merchants. Up to now, there are...
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Product Rating:Product Rating: 1.0
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Avoid E.Card Platinum Visa

by thaight , Apr 04 '01
Pros: low introductory rate
Cons: variable rate after introductory rate expires
I originally got the card for the low intro rate, but after the rate expires, the rate is variable. So you never know from month to month what the interest rate is.

What I do not like the most about this card is when I contacted the company...
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Product Rating:Product Rating: 3.0
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platinum anyone can afford

by SILKNCOCO , Dec 01 '00
Pros: high credit line good perks
Cons: NA
Thids platinu card id one whose value is phenominal and also. Th erewards with this card is one that anyone can use cash back and special discount rates at selct stores. This card can also be used in conjunction with its website. This has a high credit...
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Product Rating:Product Rating: 1.0
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Beware of First USA

by babs_bunny , Jul 13 '01
Pros: None
Cons: Only a few on-line merchants participate
When Onsale.com (now Egghead.com) first offered a credit card with cash-back certificates redeemable at their website, I jumped at the chance. After all, I’m a regular bidder in their auctions. First USA issued the card and would issue you a...
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Showing 1-9 of 9 reviews  



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