MBNA Platinum Plus (Mastercard and Visa)

Pros: High cash advance limit; Extra services that come with Platinum
Cons: Customer service issues; Automatic adjustments of limits and interest rates

MBNA America is a full- service financial operation, offering mortgages, certificates of deposit, IRA accounts, home equity loans, money market accounts, and other financial services. But among all its product offerings, the one that consumers around the ...

Pros: No annual fee.
Cons: Too many to list.

Once upon a time, in a far off land, I used to like being a customer of MBNA. Their rates were low to middle of the road, their statements were easy to read, the customer service reps were friendly, and they posted my payment in a timely...

Pros: Nothing stands out here...
Cons: MBNA did not deliver what they claimed they would

Review of MBNA Platinum Plus Credit Card (Offered by AAA) (April 17, 2003)

It seems that everywhere I go today I see advertisements for credit cards. They fill up my email inbox as spam, they take up space in my newspaper in advertisements,...

Pros: Doesn't charge the extra 2% that most credit cards charge for foreign currency transactions.
Cons: No different from any other credit card: mediocre interest rates, high fees.

[Bank of America has acquired MBNA. Thus, the terms of MBNA's credit cards may have changed. Then again, they may not have changed. Check carefully before you rely on the information in this review.] Rather than reviewing the usual stuff like ...

Pros: Spectacular customer service
Cons: Rates could be lower

I saw a number of poor reviews of MBNA's Platinum Plus Mastercard and Visa, and being a holder of both cards, I felt obligated to write in an attempt to bolster their reputation. The University of Georgia Alumni Association affinity MBNA Platinum ...

Pros: Offers low fixed rates.
Cons: Offers highest balance transfer fee of any credit card company.

I'm updating my review of MBNA. Many things have changed since my last review. I hope others find this helpful. One of the good things about MBNA right now is that they are finally offering low fixed rates. Some of their good rewards cards, such as ...

Pros: They are unsurpassed at being evil
Cons: everything, read below

I have never experienced a company as blantantly unethical as MBNA. My experiences are similar to the ones reported here. I started at 4.9% with excellent credit just five months ago, and now I am at a full 24.99%, which I expect to go up to the legal ...

Pros: 0% or low interest offers, Best customer service I’ve encountered in a credit card company
Cons: 3% balance transfer transaction fee is never waived (but capped at $50)

I use and abuse credit card companies. Sometimes I’m ashamed of it, but I can’t resist rolling those 0% balance transfers. A month or two before the 0% intro rate expires, I get a new 0% card and roll the balance onto that, cancelling the ...

Pros: MBNAShopSafe, mail bills on time, no fees, on-line acct management.
Cons: None yet....

I am very happy with my MBNA card. The thing I like about the card include: 1. MBNAShopSafe. I use this feature all of the time to quickly generate a one-time use credit card number with a $ and time limit, so I can make purchases on the web. This way ...

Pros: No surprises in fine print, free bill pay from credit card account
Cons: Bill pay from credit card not as full-featured as those from checking accts/third parties

If you religiously pay off your credit cards every month and dont carry debt on your credit cards, read this review. If you do carry balances on your credit cards, visit http://www.fool.com for a motherly dressing down. I had been looking for a ...

Pros: No annual fee
Cons: BT offers at too high fee and too short a term; poor customer service

I had a platinum card with MBNA for many years with no problems whatsoever. I charged, I paid my bill on time and always more than the minimum, they raised my credit line periodically, and I had a good interest rate compared to others I had.

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Pros: They have a great advertising hype that draws people to them
Cons: They mislead in every way possible to get your business

Six months ago, I was bombarded, on an almost weekly basis, practically begged, to open an account with MBNA. Seriously now, I was getting their applications weekly. When I finally got the one that advertised "Zero percent interest on Balance Transfers...

Pros: Great rewards for using the card, especially double RCCL points
Cons: Lying phone people who promise upgrades that are not there

I have what they call the Royal Caribbean Platinum Plus issued thru MBNA 3 years ago. Great perks such as On Board Credits on every cruise for the points you earn. $50 for every 5000 points. Any purchases from Royal Caribbeans (deposit on a cruise, ...

Pros: high credit limits
Cons: high interest rates, short grace period, rude customer service

I have had this card for 10 years. I have probably had TWO late payments in that time. The interest rate on this particular card hasn't mattered to me much because I only use it a few times a month and nearly always pay it in FULL, EVERY MONTH, ON TIME. ...

Pros: Absolutely no pros
Cons: Lots and lots of fees

Be careful with MBNA, they will offer a "Non-Introductory" low APR only to change it 1 year after opening an account. This is one company I will NEVER deal with again. My Story MBNA offered an APR of 4.60. How could I resist? I called a ...